Powering the Future of Digital Finance in Kenya
In a market driven by mobile money, financial institutions must be accessible, secure, and automated. SoftMas Solutions KE builds the technical bridges that allow SACCOs, MFIs, and FinTech startups to serve customers anywhere, at any time.
Inclusive USSD Banking
Reach every customer, even those without smartphones. Our USSD gateways provide a reliable link for essential financial services:
- Balance Inquiries: Real-time access to savings and loan balances via a simple menu.
- Instant Mini-Statements: Allow members to track their last 5 transactions on the go.
- Mobile Airtime Top-ups: Integrated value-added services to increase user engagement.
Automated Lending & Payments
Eliminate manual paperwork with intelligent lending algorithms and deep mobile money integration via Safaricom Daraja API.
- M-Pesa B2C/C2B: Automated loan disbursements and seamless repayment collection via STK Push.
- Credit Scoring Logic: Custom algorithms to evaluate borrower risk based on historical data.
- SACCO Portals: Comprehensive back-office tools for member management and dividend processing.
Security-First Engineering
At SoftMas, we treat financial data with the highest level of encryption. Our systems are built to comply with Kenyan data protection laws, ensuring that member records and transaction histories are protected by multi-layer authentication and secure cloud backups.
Ready to digitize your SACCO? Our team specializes in moving manual ledgers to automated, transparent digital systems that grow with your capital.
Available FinTech & Finance Platforms
We are currently finalizing new products for this sector. Contact our consultants for a custom software quote.